Thank you credit/financial/mortgage crisis

To date, the only effect the financial crisis has had on C and I was in a negative way, as mentioned here. Well, now we've had a positive. I spent most of the day yesterday on the phone going through the process of refinancing our mortgage. Went from a 30yr @ 6.58% to a 15yr @ 4.69%. Our monthly payment went up just a bit, but the prospect of paying off the mortgage in at least half the time is very, very attractive. Then we can start on the vacation cabin in Wisconsin.